Baccarat

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Regardless of the number of players, only two hands are dealt in Baccarat: the Bank Hand and the Player Hand. Before the cards are dealt, you place a wager with chips (also called checks) on which hand will come closest to a total of nine. You can wager either on:
The Bank Hand
The Player Hand
A tie (meaning, both hands will have the same total)
(Note: You could wager on any combination of the above if you wanted to, such as a bet on the Bank Hand and another bet on the Tie.)

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How to play

Regardless of the number of players, only two hands are dealt in Baccarat: the Bank Hand and the Player Hand. Before the cards are dealt, you place a wager with chips (also called checks) on which hand will come closest to a total of nine. You can wager either on:

  • The Bank Hand
  • The Player Hand
  • A tie (meaning, both hands will have the same total)

(Note: You could wager on any combination of the above if you wanted to, such as a bet on the Bank Hand and another bet on the Tie.)

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Baccarat Tables

Payouts

PLAYER HAND
A winning bet on the Player Hand is paid at 1 to 1. For example, if you bet $10 on the Player Hand and it wins, you would receive $10 in winnings.

BANK HAND
A winning bet on the Bank Hand is paid at 1 to 1 minus a 5% commission on the winning bet. This is equivalent to a 19 to 20 payoff, meaning if you wager $10, you would win $9.50. (The reason you pay a commission on only the Bank Hand will be discussed shortly.)

A TIE
A winning bet on the Tie is usually paid at 8 to1, meaning if you win, you receive 8 winning chips and you get to retain the original 1 chip wagered on the Tie. For example, if you wager $10 on the Tie and it wins, you would receive $80 in winnings and retain the original $10 wager. If there is a tie, a bet on the Bank or Player Hand is a push, meaning neither hand wins or loses. After a tie, you can remove or add chips to either wager, switch wagers, or just remove your chips and not bet.

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